Event Insurance Hong Kong

Event & Contingency Insurance

Event Insurance for Every Occasion in Hong Kong

From corporate conferences and charity galas to weddings and music concerts - MGG arranges specialist event cancellation and contingency insurance for every type of event in Hong Kong and across Asia. As Lloyd's Coverholders, we access markets that general insurers cannot.

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Event & Contingency Insurance

Protect Your Event From Every Angle

Cancellation & Postponement Cover - Protect revenue if the unexpected forces a date change

Third-Party Liability - Coverage for injury or property damage during your event

Vendor & Supplier Failure – Safeguard deposits when a key contractor lets you down

What We Offer

Key Features of Our Event Insurance Service

Lloyd's Coverholder Access

Event Cancellation & Postponement

Non-
Appearance Cover

Public
Liability
Cover

Event Insurance Solutions For Hong Kong Organisers

Organising an event in Hong Kong requires navigating venue requirements, government permit conditions, third-party supplier contracts and the constant threat of weather disruption. At M.G. Geraghty, we understand the Hong Kong event landscape — and we build insurance programmes that reflect its realities. Our Lloyd's Coverholder status gives us access to specialist contingency markets that allow us to cover events that standard insurers often decline or restrict.

What is event cancellation insurance and do I need it?

Event cancellation insurance covers irrecoverable financial losses incurred if your event is cancelled, abandoned or postponed due to circumstances beyond your control — such as severe weather, venue unavailability, key speaker non-appearance or public safety issues. If you have made significant financial commitments to suppliers, venues or performers, event cancellation insurance is strongly recommended.

How many types of event insurance cover do you arrange?

We arrange cover across five main categories of event insurance: event cancellation and abandonment, public liability, non-appearance of performers or speakers, adverse weather cover, and equipment and production cover. Most event policies combine several of these into a single tailored arrangement.

How experienced is your team in arranging event insurance in Hong Kong?

As Lloyd's of London Coverholders, we have been arranging contingency and event insurance in Hong Kong for over 35 years. Our access to specialist Lloyd's markets means we can cover events and risks that general insurers in Hong Kong often cannot — including large-scale public events, entertainment productions and events with complex multi-jurisdictional requirements.

What Our Clients Say

Trusted by Hong Kong Event Organisers

Daniel Foster

Hong Kong

^“MGG's team built a business insurance package that truly fits our operations in Hong Kong. From liability to employee protection, every detail was clearly explained. Their professionalism gave us confidence from day one. _“

Managing Director

James O’Brien

Hong Kong

^“Michael Hurley’s knowledge of the equine industry is exceptional. He doesn’t just arrange a policy — he explains exactly what the cover means for your horse and ownership structure. We now have complete confidence that we are properly protected. _“

Racehorse Owner

Sophia Bennett

Hong Kong

^“We needed urgent event cancellation and public liability cover for a corporate function in Hong Kong. The team arranged everything quickly and explained the risks clearly. Their service removed a huge amount of stress from the planning process. _“

Event Planner

Aarav Mehta

Hong Kong

^“Their medical insurance advice was clear, honest, and highly personalised. They helped us compare international plans and select the right family cover without overcomplicating the process. Excellent service throughout. _“

Private Client

Edward Collins

Hong Kong

^“Finding proper agreed-value cover for classic vehicles can be difficult, but Michael’s team made it seamless. The attention to detail and understanding of collector needs was outstanding. I wouldn’t insure my collection anywhere else. _“

Classic Car Collector

Oliver Hughes

Hong Kong

^“Their yacht insurance knowledge is second to none. From marina liability to storm damage risks, every aspect was covered thoroughly. When we needed advice during renewal, the support was immediate and highly professional. _“

Yacht Owner

We Have More
Than 5k Global Clients

Frequently Asked Questions

Event Insurance - Your Questions Answered

What does event cancellation insurance cover?

Event cancellation insurance covers irrecoverable financial losses - deposits, pre-paid supplier costs, venue fees, marketing spend and other non-refundable commitments - if your event is cancelled, abandoned or postponed due to circumstances beyond your control. Covered perils typically include severe weather (including typhoons and rainstorms), venue unavailability, key person non-appearance, and public safety incidents.

Does event insurance cover typhoons in Hong Kong?

Yes — and this is one of the most important reasons to take out event insurance in Hong Kong. Our policies are specifically worded to address Hong Kong's typhoon warning system. Cover can be structured to activate when a Typhoon Signal No. 8 or above, or a Black Rainstorm Warning, is issued on the day of your event. Exact trigger conditions are defined in your policy - we explain these clearly at the time of placement.

Is public liability insurance required for events in Hong Kong?

Most Hong Kong venues require event organisers to hold public liability insurance as a condition of venue hire — typically with a minimum indemnity limit of HK$10 million or HK$20 million. Government permits for public events often also require liability cover. We arrange public liability insurance with the correct limit and wording to satisfy venue and permit requirements quickly.

Can I insure a single event, or do you only do annual policies?

We arrange both single-event and annual multi-event policies. A single-event policy covers one specific occasion on a defined date. An annual policy is ideal for businesses, charities or organisations that run multiple events throughout the year — covering all qualifying events under one arrangement, often at a lower overall cost.

What is non-appearance insurance and do I need it for my event?

Non-appearance insurance covers financial loss arising from the failure of a named performer, speaker, celebrity or key participant to appear at your event due to illness, injury, death or unavoidable travel disruption. It is particularly relevant for events where the draw of a specific individual is central to ticket sales or the commercial success of the event — concerts, keynote conferences and corporate hospitality events, for example.

How far in advance do I need to arrange event insurance?

Ideally, as early as possible — especially for events where you are making significant non-refundable financial commitments. Cancellation cover should be in place before you sign contracts and pay deposits. For standard event types, we can provide quotes within 24 hours and bind cover quickly. For large or complex events, we recommend contacting us at least 4–6 weeks before the event date.

Can you arrange insurance for outdoor events in Hong Kong?

Yes. Outdoor events carry additional weather-related risk in Hong Kong, and we specifically account for this in policy design. We arrange cover for outdoor concerts, festivals, sporting events,

What We Offer

OUR POPULAR SERVICES

At M.G. Geraghty, we combine decades of expertise with a personal approach to insurance broking. Whether you need cover for your business, your family, or something truly specialist — we find the right solution at the right price.