Whether it’s a corporate offsite, a series of overseas client meetings, a school programme, or multiple group trips across the year, organising travel for multiple people comes with one key responsibility: protecting everyone involved.
Yet many organisations still rely on individuals to arrange their own cover or, worse, travel uninsured. That’s where group travel insurance, both single-trip and annual policies, becomes essential.
At M.G. Geraghty (MGG) Insurance Brokers, we specialise in structuring group travel programmes that deliver comprehensive protection while ensuring competitive pricing.
What Is Group Travel Insurance?
Group travel insurance covers multiple travellers under a single policy, rather than requiring each person to purchase separate cover.
This typically includes protection for:
- Emergency medical expenses
- Trip cancellation or disruption
- Lost or delayed baggage
- Personal liability
The result is a simpler, more efficient way to protect an entire group under one consistent structure.
Single Trip vs Annual Group Travel Policies
When advising clients, one of the most important decisions is policy structure:
Single Trip Group Policy
Best suited for:
One-off trips (events, school tours, staff retreats)
Fixed travel dates and group composition. Pros:
- Cost-effective for one-off travel
- Simple to arrange
- Clear trip-specific coverage
Annual Group Travel Policy (Corporate Travel Cover)
Best suited for:
- SMEs with regular overseas travel
- Directors or teams travelling multiple times per year
- Businesses attending exhibitions, site visits, or client meetings
Annual travel policies provide cover for multiple trips throughout the year, rather than purchasing insurance each time.
Key advantages:
- No need to arrange insurance for each trip
- Covers multiple journeys under one programme
- Reduces admin significantly
- Ensures consistent protection across all travel
Why Work With MGG?
In a market where policies can appear similar, the real difference lies in how the insurance is structured and negotiated.
MGG acts as your broker to ensure you get both the right coverage and a competitive deal.
Planning Multiple Trips This Year?
If your business or group travels more than once a year, it may be worth exploring an annual group travel policy.
MGG can review your travel profile and recommend the most efficient structure both in terms of coverage and cost
Whether it’s a corporate offsite, a series of overseas client meetings, a school programme, or multiple group trips across the year, organising travel for multiple people comes with one key responsibility: protecting everyone involved.
Yet many organisations still rely on individuals to arrange their own cover or, worse, travel uninsured. That’s where group travel insurance, both single-trip and annual policies, becomes essential.
At M.G. Geraghty (MGG) Insurance Brokers, we specialise in structuring group travel programmes that deliver comprehensive protection while ensuring competitive pricing.
What Is Group Travel Insurance?
Group travel insurance covers multiple travellers under a single policy, rather than requiring each person to purchase separate cover.
This typically includes protection for:
- Emergency medical expenses
- Trip cancellation or disruption
- Lost or delayed baggage
- Personal liability
The result is a simpler, more efficient way to protect an entire group under one consistent structure.
Single Trip vs Annual Group Travel Policies
When advising clients, one of the most important decisions is policy structure:
Single Trip Group Policy
Best suited for:
One-off trips (events, school tours, staff retreats)
Fixed travel dates and group composition. Pros:
- Cost-effective for one-off travel
- Simple to arrange
- Clear trip-specific coverage
Annual Group Travel Policy (Corporate Travel Cover)
Best suited for:
- SMEs with regular overseas travel
- Directors or teams travelling multiple times per year
- Businesses attending exhibitions, site visits, or client meetings
Annual travel policies provide cover for multiple trips throughout the year, rather than purchasing insurance each time.
Key advantages:
- No need to arrange insurance for each trip
- Covers multiple journeys under one programme
- Reduces admin significantly
- Ensures consistent protection across all travel
Why Work With MGG?
In a market where policies can appear similar, the real difference lies in how the insurance is structured and negotiated.
MGG acts as your broker to ensure you get both the right coverage and a competitive deal.
Planning Multiple Trips This Year?
If your business or group travels more than once a year, it may be worth exploring an annual group travel policy.
MGG can review your travel profile and recommend the most efficient structure—both in terms of coverage and cost
