A Decade of Protecting Champions: 10 Years in Bloodstock Insurance

As we welcome the Chinese New Year of the Horse, we are proud to celebrate a significant milestone for MGG: 10 years of our Bloodstock Insurance Division protecting champions at the highest level of the sport.

Over the past decade, we have built a reputation as Hong Kong’s leading bloodstock insurance broker and a trusted partner to the Hong Kong Racehorse Owners Association. It has been a privilege to support our clients in safeguarding some of the world’s most elite thoroughbreds, including multiple Group 1 winners, Hong Kong Derby champions, and even two of the world’s top-rated sprinters.


A Decade Defined by Innovation and Commitment

Our journey has been shaped by a simple focus: delivering exceptional expertise and tailored protection to horse owners.

We were the first insurance broker to provide coverage for horses in training at the Hong Kong Jockey Club’s Conghua Training Centre, demonstrating our commitment to evolving with the needs of our clients and the industry.

Today, our reach is truly global. We provide comprehensive insurance solutions for stallions, mares, and young stock worldwide, supporting Hong Kong Jockey Club members wherever their bloodstock interests take them.


Specialist Expertise That Sets Us Apart

MGG is proud to be the only insurance provider in Hong Kong with a dedicated specialist bloodstock division. This ensures our clients receive advice from professionals who understand both the insurance and racing industries in depth.

At the heart of this expertise is Dr Michael Hurley, whose credentials are unmatched:

  • Full member of the Hong Kong Jockey Club with horses in training
  • Over 30 years of international veterinary experience
  • Extensive work with elite racehorses and world-class trainers

This combination of technical knowledge and practical experience allows us to deliver informed, precise, and commercially effective advice to our clients.


Market-Leading Coverage You Can Rely On

Our policies are 100% underwritten by Lloyd’s of London, ensuring financial strength and global credibility.

We offer a comprehensive suite of specialist bloodstock insurance solutions:

  • All Risks Mortality & Theft Insurance
  • Limited Loss of Use Insurance
    • Cover for compulsory retirement under HKJC rules (e.g., bleeding or heart irregularities)
  • Transit Insurance
  • ‘Fall of Hammer’ Insurance
    • Cover at major international thoroughbred auctions and HKJC ISG sales
  • Syndicate Member Coverage
  • Agreed Value Policies

Each policy is tailored to reflect the unique value and risk profile of high-performance thoroughbreds.


Looking Ahead

As we reflect on the past decade, we remain focused on what matters most: protecting our clients’ investments and supporting their success on and off the track.

To our valued clients and partners, thank you for your continued trust and support. We are proud to have been part of your journey and look forward to the next chapter together.

We wish you a prosperous, successful, and rewarding Year of the Horse and to another decade of safeguarding champions.

Joshua Lynch

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Specialist insurance brokers providing expert cover for individuals, families and businesses in Hong Kong and across Asia since 1990. Lloyd's Coverholder. Member of the Hong Kong Confederation of Insurance Brokers (No. 00169).